Art. 64

(Art. 40 ForA)

1. Investment credits shall be repayable over a period of not exceeding 20 years.
2. The repayment instalments are determined according to the nature of the measure and the financial circumstances of the borrower.
3. Repayment begins:
   1. for investments under Article 63 paragraph 1 letters a and b, one year after completion of the project, but no more than five years after payment of the first instalment of the credit;
   2. for other investments, in the year following that in which the credit is paid.
4. The borrower may repay all or part of the credit without notice at any time.
5. .¹
6. Interest of 5 per cent shall be charged on arrears of credits or repayment instalments.