JP Morgan Chase Bank NA v. Irby

THIS OPINION HAS NO PRECEDENTIAL VALUE. IT SHOULD NOT BE
CITED OR RELIED ON AS PRECEDENT IN ANY PROCEEDING
EXCEPT AS PROVIDED BY RULE 268(d)(2), SCACR.

THE STATE OF SOUTH CAROLINA
In The Court of Appeals

JP Morgan Chase Bank NA, Plaintiff,

v.

Thomas R. Irby, Roy C. Irby a/k/a Roy C. Irby, II, Bank
of America, NA, and Charles H. Knight LLC,
Defendants,

Of Whom Roy C. Irby a/k/a Roy C. Irby, II, and Bank of
America, NA are the Respondents,

And Thomas R. Irby is the Appellant.

Appellate Case No. 2013-001441

Appeal From Greenville County
G. Edward Welmaker, Circuit Court Judge

Unpublished Opinion No. 2015-UP-198
Submitted March 1, 2015 – Filed April 15, 2015

AFFIRMED

Thomas R. Irby, of Pelzer, pro se.
James Lynn Werner and Lawrence Michael Hershon,
both of Parker Poe Adams & Bernstein, LLP, of
Columbia, for Respondent Bank of America, NA.

Jerry Allen Gaines, II, of Odom Law Firm, of
Spartanburg, for Respondent Roy C. Irby.

PER CURIAM: Thomas R. Irby (Thomas) appeals a jury verdict against him in
favor of Bank of America, NA (Bank) for $1,510.62 and another jury verdict in his
favor against Roy C. Irby, II (Roy) for $31,700. On appeal, Thomas argues (1)
Bank should have closed his account upon receipt of a payoff check and letter
instructing Bank to close the account; (2) a bank customer does not breach a
contract with a bank when the customer does not pay a loan he does not know
exists; (3) the trial court erred in ignoring Thomas's claim for negligence and
restricting the trial to a breach of contract cause of action; (4) the trial court erred
in not considering the duty of trust and/or duty of care; (5) the trial court
deliberately forced this matter into appeal; (6) the jury decision should be set aside
as inconsistent; (7) the jury verdicts should be set aside as causing unjust
enrichment; (8) the trial court erred by not allowing Thomas's cost records to be
presented; (9) the trial court erred by restricting the jury verdicts; (10) the trial
court erred in ignoring punitive damages; (11) Bank accepted the payoff check
under false pretenses; (12) the "equity court" erred in not determining the first
mortgage status; (13) Roy, as cosigner, violated "[f]ederal and/or [s]tate law by
taking funds from the account he knew was supposed to be closed"; (14) Roy
committed breach of trust with fraudulent intent against Thomas by taking funds
from the account during and after August 22, 2007; (15) the trial court erred by not
referring the claims against Roy to the court of general sessions; and (16) Roy,
upon knowing the account was not closed, had an obligation to inform Thomas,
Thomas's attorney, or Bank. We affirm pursuant to Rule 220(b), SCACR, and the
following authorities:

As to Issue 1: Sapp v. Wheeler, 402 S.C. 502, 507, 741 S.E.2d 565, 568 (Ct. App.
2013) ("An action for breach of contract seeking money damages is an action at
law."); id. ("In an action at law, on appeal of a case tried by a jury, the jurisdiction
of this [c]ourt extends merely to the correction of errors of law, and a factual
finding of the jury will not be disturbed unless a review of the record discloses that
there is no evidence which reasonably supports the jury's findings." (internal
quotation marks omitted)).
As to Issues 2, 3, 4, and 5: Home Builders Ass'n of S.C. v. Sch. Dist. No. 2 of
Dorchester Cnty., 405 S.C. 458, 460, 748 S.E.2d 230, 231 (2013) ("A judgment on
the pleadings shall be granted where there is no issue of fact raised by the
complaint that would entitle the plaintiff to judgment if resolved in plaintiff's
favor." (internal quotation marks omitted)); Hambrick v. GMAC Mortg. Corp.,
370 S.C. 118, 122, 634 S.E.2d 5, 7 (Ct. App. 2006) (explaining this court applies
the same standard of review as the trial court when reviewing a trial court's grant of
judgment on the pleadings); Tommy L. Griffin Plumbing & Heating Co. v. Jordan,
Jones & Goulding, Inc., 320 S.C. 49, 54-55, 463 S.E.2d 85, 88 (1995) ("A breach
of a duty which arises under the provisions of a contract between the parties must
be redressed under contract, and a tort action will not lie. . . . In most instances, a
negligence action will not lie when the parties are in privity of contract.");
Simmons v. Tuomey Reg'l Med. Ctr., 341 S.C. 32, 39, 533 S.E.2d 312, 316 (2000)
("If there is no duty, then the defendant in a negligence action is entitled to a
judgment as a matter of law.").

As to Issues 6 and 7: Vinson v. Hartley, 324 S.C. 389, 407, 477 S.E.2d 715, 724
(Ct. App. 1996) ("A party seeking amendment of a verdict must lay a proper
foundation by a motion for a new trial."); id. ("An objection that damages are
inadequate must be raised in a motion for a new trial or the objection is waived and
cannot be argued on appeal."); id. ("Any question affecting the verdict should be
raised by a motion for a new trial.").

As to Issue 8: Rule 54(d), SCRCP ("A motion for costs, supported by an affidavit
that the costs are correct and were necessarily incurred in the action, may be filed
by the prevailing party within 10 days of the receipt of written notice of the entry
of final judgment.").

As to Issues 9 and 10: Wilder Corp. v. Wilke, 330 S.C. 71, 76, 497 S.E.2d 731, 733
(1998) ("It is axiomatic that an issue cannot be raised for the first time on appeal,
but must have been raised to and ruled upon by the trial [court] to be preserved for
appellate review."); Wells v. Halyard, 341 S.C. 234, 239-40, 533 S.E.2d 341, 344
(Ct. App. 2000) (upholding a trial court's jury charge when the record was devoid
of an appellant's request for a particular charge or the language of the proposed
charge the appellant contended the trial court refused to give).

As to Issues 11, 12, 13, 14, and 15: Wilder Corp., 330 S.C. at 76, 497 S.E.2d at 733
("It is axiomatic that an issue cannot be raised for the first time on appeal, but must
have been raised to and ruled upon by the trial [court] to be preserved for appellate
review.").

As to Issue 16: Ellie, Inc. v. Miccichi, 358 S.C. 78, 99, 594 S.E.2d 485, 496 (Ct.
App. 2004) ("[W]here an issue is not argued within the body of the brief but is
only a short conclusory statement, it is abandoned on appeal.").

AFFIRMED.1

THOMAS, KONDUROS, and GEATHERS, JJ., concur.

1
We decide this case without oral argument pursuant to Rule 215, SCACR.