PENNYMAC LOAN SERVICES, LLC v. ANDREWS et al

IN THE UNITED STATES DISTRICT COURT
FOR THE WESTERN DISTRICT OF TENNESSEE
EASTERN DIVISION
______________________________________________________________________________
PENNYMAC LOAN SERVICES, LLC,
Plaintiff,
v. 	No. 1:25-cv-01151-JDB-jay
MICHAEL ANDREWS; and
UNITED STATES DEPARTMENT OF
VETERANS AFFAIRS,
Defendants.
______________________________________________________________________________
ORDER ADOPTING REPORT AND RECOMMENDATION
______________________________________________________________________________
Before the Court is the motion of Plaintiff, Pennymac Loan Services, LLC, for default
judgment against Defendant, Michael Andrews, pursuant to Federal Rule of Civil Procedure 55(b).
(Docket Entry 18 (“D.E.”) 18.) By order, this motion was referred to the United States magistrate
judge for a report and recommendation, and if necessary, to hold a hearing as to the relief sought
by Plaintiff. (D.E. 20.) After reviewing the motion, Magistrate Judge Jon A. York recommended
that Pennymac’s motion be granted and that it be awarded damages in the amount of $139,011.72,
with a daily interest rate of $10.32 each day thereafter as of January 16, 2026. (D.E. 21 at PageID
188.) At the end of the Report and Recommendation, Judge York notified the parties that, if they
disagreed with the recommendation, they were required to file an objection within fourteen days.
(Id.) He added that “failure to file objections within fourteen (14) days may constitute a waiver
and/or forfeiture of objections, exceptions, and further appeal.” (Id. (emphasis omitted)).
No party has objected to the Magistrate Judge’s report and recommendation, and the time
for doing so has expired. Consequently, each party has forfeited their objections to the report and
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recommendation. 	See Berkshire v. Dahl, 928 F.3d 520, 530 (6th Cir. 2019) (quoting Kensu v.
Haigh, 87 F.3d 172, 176 (6th Cir. 1996)). Accordingly, upon review of the record, the report and
recommendation (D.E. 21) is ADOPTED, Plaintiff’s motion for default judgment (D.E. 18) is
GRANTED, and Plaintiff is awarded damages in the amount of $139,011.72 with a daily interest
rate of $10.32 each day thereafter as of January 16, 2026.
IT IS SO ORDERED this 10th day of February 2026.
s/ J. DANIEL BREEN
UNITED STATES DISTRICT JUDGE
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