Judith L Young

UNITED STATES BANKRUPTCY COURT
DISTRICT OF MAINE
In re:
JUDITH L. YOUNG,
Debtor.
Chapter 7
Case No. 25-20289
ORDER DENYING MOTION TO REOPEN BANKRUPTCY CASE
This matter came before the Court on the Debtor’s motion seeking to reopen the above-
captioned bankruptcy case for the purpose of filing a reaffirmation agreement (the “Motion to
Reopen”). For a reaffirmation agreement to be enforceable, it must have, inter alia, been made
before a debtor is discharged. 11 U.S.C. § 524(c)(1). The Court entered its order discharging the
Debtor on March 4, 2026. It appears from the Motion to Reopen that Atlantic Federal Credit
Union and the Debtor entered into the subject reaffirmation agreement sometime after that date.
The agreement is therefore unenforceable by operation of law even if the Debtor files it on the
docket. As the Court cannot provide any relief to the Debtor, the Motion to Reopen is hereby
DENIED.
Dated: April 28, 2026 	/s/ Peter G. Cary
Judge Peter G. Cary
United States Bankruptcy Court
Case 25-20289 Doc 16 Filed 04/28/26 Entered 04/28/26 14:58:25 Desc Main
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