Stacey L. Macklin

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IN THE UNITED STATES BANKRUPTCY COURT
FOR THE DISTRICT OF MARYLAND
at Baltimore
In re: 	*
* 	Case No. 08-13359-JS
STACEY L. MACKLIN, 	*
*
Debtor 	* 	Chapter 7
*
*
MEMORANDUM TO DEBTOR AND DEBTOR'S COUNSEL
REGARDING REAFFIRMATION AGREEMENT [ Docket No. 19]
A presumption of undue hardship arises in the above captioned reaffirmation
agreement pursuant to 11 U.S.C. § 524(m)(1) and the Debtor has failed to sufficiently
rebut in writing that presumption because the amounts listed in Part D for income and
expenses and the amounts listed on Schedules I and J for income and expenses do not
agree. Because of these discrepancies, the Court cannot determine if the Debtor can
actually afford to reaffirm this debt. The Debtor shall file an amended reaffirmation
agreement or amended Schedules I and J setting forth specific facts that suffice to
meet the requirements of 11 U.S.C. § 524(m)(1). 	If the Debtor fails to file an
Signed: June 25, 2008
SO ORDERED
Entered: June 25, 2008 Case 08-13359 Doc 21 Filed 06/25/08 Page 1 of 2

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amended reaffirmation agreement or amended Schedules I and J within 14 days, then
a hearing on the instant reaffirmation agreement will be needed.
cc: 	Debtor
Debtor’s Counsel - Arnold R. Silbiger, Esquire
Creditor - Daimler Chrysler Financial Services Americas LLC
Trustee - Richard M. Kremen, Esquire
END OF ORDER
Case 08-13359 Doc 21 Filed 06/25/08 Page 2 of 2