Mosley-Stichter v. ICAO

25CA0107 Mosley-Stichter v ICAO 11-06-2025

COLORADO COURT OF APPEALS

Court of Appeals No. 25CA0107
Industrial Claim Appeals Office of the State of Colorado
WC No. 5-178-127

Cherise M. Mosley-Stichter,

Petitioner,

v.

Industrial Claim Appeals Office of the State of Colorado, Denver Public Schools,
and PMA Management Group,

Respondents.

ORDER AFFIRMED

Division VII
Opinion by JUDGE LUM
Tow and Moultrie, JJ., concur

NOT PUBLISHED PURSUANT TO C.A.R. 35(e)
Announced November 6, 2025

Cherise M. Mosley-Stichter, Pro Se

No Appearance for Respondent Industrial Claim Appeals Office

Ritsema Law, LLC, Alana McKenna, Denver, Colorado, for Respondents Denver
Public Schools and PMA Management Group
¶1 In this worker’s compensation action, Cherise M. Mosley-

Stichter seeks review of an order denying her requests for certain

benefits. We affirm.

I. Background

¶2 Mosley-Stichter worked for Denver Public Schools (Employer)

as a paraprofessional. On February 17, 2021, she suffered a work

injury to her right knee when she knelt to assist a student. A few

days later, Authorized Treating Physician (ATP) Jay Reinsma, M.D.,

diagnosed a right knee strain, prescribed physical therapy, and

assigned her work restrictions to accommodate healing. When

Mosley-Stichter returned for a follow-up visit on March 1, 2021, she

reported no pain, and Dr. Reinsma determined she had reached

maximum medical improvement (MMI), lifted her work restrictions,

and released her from care.

¶3 However, Dr. Reinsma revoked his MMI determination when

Mosley-Stichter returned to his clinic on March 19, 2021, reporting

a resurgence of pain. At that visit, Mosley-Stichter explained that

she had been pain free between March 1 and March 16, when she

knelt to change a student’s diaper and felt her right knee “pop.” Dr.

1
Reinsma ordered magnetic resonance imaging (MRI) of Mosley-

Stichter’s knee.

¶4 Mosley-Stichter’s MRI images showed a mild acute or

subacute MCL sprain and osteoarthritis. She returned to Dr.

Reinsma multiple times in April 2021, with varying degrees of pain

and mobility. In May, Dr. Reinsma referred her to physiatrist, Dr.

Fredric Zimmerman, D.O., to explore a possible injection.

A. June 2021: Impairment Ratings and MMI

¶5 Dr. Zimmerman examined Mosley-Stichter on June 22, 2021.

He diagnosed her with a right knee strain and mild

chondromalacia/osteoarthritis of the knee joint, which he found her

work injury had exacerbated. Dr. Zimmerman also determined that

Mosley-Stichter had reached maximum medical improvement

(MMI). For compensation purposes, Dr. Zimmerman found that

Mosley-Stichter suffered permanent impairment to her “lower

extremity” in the form of limited range of motion and limited

mobility from chondromalacia.1 Specifically, Dr. Zimmerman found

that Mosley-Stichter’s constricted range of motion impaired her

1 “Chondromalacia” describes “abnormal softness of cartilage.”

Merriam-Webster Dictionary, https://perma.cc/7F3S-U8AP.

2
lower extremity use by 8% and that her chondromalacia impaired

her lower extremity use by 5%. Combining the two, Dr.

Zimmerman found that Mosley-Stichter suffered a 13% lower

extremity impairment, which converted to a 5% “whole-person”

impairment. He prescribed a steroid injection in her right knee and

a patellar support strap.

¶6 Mosley-Stichter soon returned to Dr. Reinsma for a follow-up

appointment. Dr. Reinsma agreed that she had reached MMI and

agreed with Dr. Zimmerman’s impairment rating.

¶7 Dr. Zimmerman administered a steroid injection to Mosley-

Stichter’s right knee in August 2021, but she found it ineffective.

Dr. Reinsma ordered additional electronic imaging.

¶8 The following month, Mosley-Stichter reported to Dr. Reinsma

that she reinjured her knee on September 23, 2021, while

restraining a student at work.2 Per Dr. Reinsma’s orders, Mosley-

2 We note that the record in related case number 25CA0994 reflects

that Mosley-Stichter filed a workers’ compensation claim specifically
for this injury over two years later, on December 15, 2023. See
Harriman v. Cabela’s Inc., 2016 COA 43, ¶ 64 (we may take judicial
notice of the contents of court files in related proceedings).
However, at all times relevant to this case, this injury was treated
under the umbrella of her February 2021 injury.

3
Stichter underwent a second MRI on September 30, 2021. Dr.

Reinsma noted the imaging showed degenerative changes but no

acute injuries.

¶9 In December 2021, Mosley-Stichter received an injection of a

different medication (Synvisc) from Dr. Zimmerman but found it

ineffective. The only other treatment Dr. Zimmerman could offer

conflicted with Mosley-Stichter’s religious practice, so she refused

it. Dr. Zimmerman referred her to an orthopedic surgeon for

additional treatment options.

¶ 10 Mosley-Stichter met with orthopedic surgeon Dr. Mark

Failinger, M.D., that month. Dr. Failinger acknowledged that

Mosley-Stichter’s treatment “options [were] running out[,]” and he

determined that orthopedic surgery was unlikely to alleviate

Mosley-Stichter’s symptoms. He suggested that the Synvisc

injection could still prove effective within the next few weeks.

¶ 11 Mosley-Stichter returned to Dr. Zimmerman in February 2022,

reporting no relief in her symptoms. He determined that “there

[was] nothing further to offer” her in the way of treatment and

released her from care. Dr. Zimmerman also noted that Mosley-

4
Stichter had, at that point, been diagnosed with “[a]djustment

disorder/depression.”

¶ 12 Dr. Reinsma similarly released Mosley-Stichter from care in

March 2022, agreeing that no further treatment options remained.

Mosley-Stichter saw Dr. Reinsma again in July 2022 for medication

management; in his notes from that appointment, Dr. Reinsma

remarks that Mosley-Stichter reached MMI on June 22, 2021.

B. Division-sponsored Independent Medical Exam (DIME)

¶ 13 Mosley-Stichter underwent a DIME with Justin Green, M.D.,

in August 2022. After reviewing Mosley-Stichter’s medical records

and conducting a physical exam, Dr. Green opined, “I would place

the claimant at MMI on 6/22/2021, the date of Dr. Zimmerman’s

final report.” He further agreed with Dr. Zimmerman’s (and Dr.

Reinsma’s) assessment that Mosley-Stichter’s decreased range of

motion and chondromalacia rendered her lower extremity use 13%

impaired. Dr. Green prescribed maintenance care of two to three

doctor’s appointments over the next year for medication

management and patellar strap replacement.

¶ 14 Employer filed a final admission of liability in October 2022.

Consistent with Dr. Green’s report, Employer acknowledged liability

5
for the 13% lower extremity impairment, plus medical maintenance

benefits. Mosley-Stichter requested a hearing from the Office of

Administrative Courts.

C. Agency Review

¶ 15 After the requested hearing, the presiding administrative law

judge (ALJ) determined, as relevant here, that Mosley-Stichter failed

to (1) overcome Dr. Green’s opinion that she reached MMI on June

22, 2021, and that she was entitled to a lower extremity impairment

rating of only 13%; (2) prove that she required additional medical

maintenance benefits; and (3) prove that she was entitled to receive

additional indemnity benefits. The ALJ also denied Mosley-

Stichter’s request for a change of physician because she hadn’t

timely filed her request. The Panel affirmed the ALJ’s order.

II. Discussion

¶ 16 As we understand her arguments, Mosley-Stichter contends

that the Panel erred by affirming the ALJ’s order because (1) Dr.

Green never actually opined on her MMI date; (2) to the extent Dr.

Green identified June 22, 2021, as her MMI date, he erred in doing

so; (3) her compensable injuries extend beyond the scheduled injury

to her right knee; (4) her impairment merits a higher rating; and

6
(5) she requires additional medical maintenance benefits. We

consider, and reject, each of her arguments in turn.

A. Standard of Review

¶ 17 Under section 8-43-308, C.R.S. 2025, we may not disturb the

ALJ’s factual findings where “supported by substantial evidence,”

and we may only set aside the Panel’s decision if (1) the factual

findings (as adopted by the Panel) are not sufficient to permit

appellate review; (2) conflicts in the evidence are not resolved in the

record; (3) the factual findings do not support the order; or (4) the

award or denial of benefits is not supported by applicable law.

B. MMI

¶ 18 Mosley-Stichter argues that Dr. Green “only noted that he

‘WOULD’ place [Mosley-Stichter] at MMI on the day of Dr.

Zimmerman’s final report.” We construe this as an argument that

Dr. Green never affirmatively determined the date she reached MMI.

However, Mosley-Stichter provides no analysis regarding what the

word “would” signifies or how it renders Dr. Green’s MMI

determination incomplete or ineffective. And we are not persuaded

that it does.

7
¶ 19 In an attachment to his report, Dr. Green directly states that

“the claimant reached MMI on 6/22/21.” As well, Dr. Green uses

the term “would” throughout his report, including when

determining permanent impairment and work restrictions —

findings the applicable regulations required that he make. Div. of

Workers’ Comp. Rule 11-2(K), 7 Code Colo. Regs. 1101-3; see Bolser

v. Bd. of Comm’rs, 100 P.3d 51, 53 (Colo. App. 2004) (appellate

court interprets written documents de novo, viewing individual

terms in the context of the entire document). We conclude Dr.

Green’s use of the term “would” in his report merely reflects a

stylistic choice, rather than a substantive limitation of his findings.

¶ 20 Alternatively, Mosley-Stichter appears to contend that the ALJ

erred by affirming Dr. Green’s determination that Mosley-Stichter

reached MMI on June 22, 2021. Mosley-Stichter argues that

evidence of the following sufficed to overcome Dr. Green’s opinion:

after June 22, 2021, other physicians (1) found that Mosley-Stichter

“was not healing”; (2) found that Mosley-Stichter “needed further

treatment”; and (3) “diagnosed additional conditions[.]”

¶ 21 To the extent Mosley-Stichter argues any of the foregoing

precluded a June 22, 2021, MMI date as a matter of law, her

8
argument fails. First, healing is not a prerequisite to reaching MMI.

To the contrary, MMI occurs when impairment “has become stable

and when no further treatment is reasonably expected to improve

the condition.” § 8-40-201(11.5), C.R.S. 2025. Section 8-40-

201(11.5) plainly does not contemplate healing as a component of

reaching MMI, as it expressly states that “[t]he requirement for

future medical maintenance which will not significantly improve the

condition or the possibility of improvement or deterioration

resulting from the passage of time shall not affect a finding of

maximum medical improvement.” Id. In other words, a claimant

whose injury has not fully healed and requires additional medical

treatment to maintain the level of healing achieved may nonetheless

have reached MMI. See id.

¶ 22 Second, we perceive no reason why a physician would be

foreclosed from retroactively determining that MMI occurred before

a given course of treatment which failed to improve the claimant’s

condition. Mosley-Stichter cites no authority for this proposition,

and we decline to further consider this argument. See Vallagio at

Inverness Residential Condo. Ass’n, Inc. v. Metro. Homes, Inc., 2017

9
CO 69, ¶¶ 39-40 (the court will not consider conclusory

propositions devoid of legal citations or analysis).

¶ 23 Third, that Mosley-Stichter received additional diagnoses after

June 22, 2021, does not render Dr. Green’s MMI determination

incorrect as a matter of law. Mosley-Stichter correctly notes that a

claimant only reaches MMI when all conditions related to the

workplace injury reach maximum improvement. See Paint

Connection Plus v. Indus. Claim Appeals Off., 240 P.3d 429, 433

(Colo. App. 2010). However, she points to no evidence that her

post-June 2021 “diagnoses,” including “guarding and inhibition,”

depression, and adjustment disorder were conditions arising from

her workplace injury. And, importantly, because Mosley-Stichter

didn’t designate a hearing transcript, we presume the evidence

presented at the hearing supports the ALJ’s conclusion that she

failed to overcome Dr. Green’s physician’s MMI determination. See

§ 8-43-301(2)(b), C.R.S. 2025 (requiring the appellant to order a

hearing transcript in connection with an appeal); Nova v. Indus.

Claim Appeals Off., 754 P.2d 800, 801 (Colo. App. 1988).

¶ 24 To the extent Mosley-Stichter argues that she met her

evidentiary burden to overcome Dr. Green’s MMI opinion, that

10
argument fares no better. A DIME physician’s MMI determination

is binding unless overcome by clear and convincing evidence. § 8-

42-107(8)(b)(III), C.R.S. 2025; Meza v. Indus. Claim Appeals Off.,

2013 COA 71, ¶ 15. “In contrast to the preponderance of evidence

standard — which only requires proof that a fact is more probable

than not — the clear and convincing standard requires proof that a

fact is highly probable and free from serious or substantial doubt.”

Creekside Endodontics, LLC v. Sullivan, 2022 COA 145, ¶ 36

(citation modified). Whether the DIME physician’s MMI

determination has been overcome by clear and convincing evidence

is an issue of fact for the ALJ to determine. Wackenhut Corp. v.

Indus. Claim Appeals Off., 17 P.3d 202, 204 (Colo. App. 2000).

¶ 25 Mosley-Stichter points out that, on September 17, 2021, Dr.

Reinsma rescinded his MMI finding and that, thereafter, Mosley-

Stichter received additional treatment, including “injections,

physical therapy, and psychotherapy[.]” But the mere fact that Dr.

Reinsma initially rescinded his MMI finding in September to pursue

additional treatment options doesn’t necessarily undermine Dr.

Green’s MMI determination. Indeed, after observing that no

treatment administered after June 2021 proved effective in

11
improving Mosley-Stichter’s condition, Dr. Reinsma ultimately

reinstated June 22, 2021, as her MMI date.

¶ 26 We note, as the Panel and ALJ did, that all of the physicians

who opined on MMI — specifically, Drs. Reinsma, Zimmerman, and

Green — ultimately unanimously agreed that Mosley-Stichter

reached MMI on June 22, 2021. No medical opinion in the record

even suggested that Dr. Green had erred in this finding. The ALJ

also found that Mosley-Stichter’s “arguments regarding

typographical errors related to dates of reports, dates of injuries, or

minor discrepancies within the DIME do not satisfy the clear and

convincing evidentiary standard to establish that Dr. Green’s

opinion was clearly erroneous.” We will not second-guess the ALJ’s

assessment of the evidence’s persuasive value. See Metro Moving &

Storage, Co. v. Gussert, 914 P.2d 411, 414-15 (Colo. App. 1995).

We see no reason to disturb the ALJ’s conclusion — or the Panel’s

decision upholding it — that Mosley-Stichter failed to overcome Dr.

Green’s MMI determination by clear and convincing evidence.3

3 Mosley-Stichter also seemingly argues that she is entitled to

ongoing temporary disability benefits. However, because this
argument is premised on her contention that she has not yet
reached MMI, and because we find that the ALJ and Panel correctly

12
C. Scheduled Injury

¶ 27 Under section 8-42-107, a claimant’s permanent disability

compensation depends on whether they suffer a “scheduled” or

“non-scheduled” impairment. See Dillard v. Indus. Claim Appeals

Off., 121 P.3d 301, 304 (Colo. App. 2005). Subsection (2) of the

statute lists thirty-eight specific impairments (the “schedule”),

describing each impairment in terms of a claimant’s “loss” of a

particular body part or sense. § 8-42-107(2). It then assigns each

loss a compensatory value. Id. Subsection (7)(b)(II) provides that

full or partial “loss of use” of any enumerated body part qualifies as

a “schedule[d]” impairment, compensable proportionate to the

degree of loss. § 8-42-107(7)(b)(II). On the other hand, a claimant

suffering an impairment not enumerated in section 8-42-107(2)

may receive whole-person impairment benefits under section 8-42-

107(8).

¶ 28 Whether a claimant suffers a scheduled impairment is a

factual question for the ALJ, whose determination must be upheld if

found that Mosley-Stichter failed to overcome the DIME physician’s
opinion as to her MMI date, we do not consider her argument
regarding temporary disability benefits.

13
supported by substantial evidence. City Market, Inc. v. Indus. Claim

Appeals Off., 68 P.3d 601, 603-04 (Colo. App. 2003). That general

determination is distinct from the treating physician’s specific

rating of the degree of physical impairment under the revised third

edition of the American Medical Association Guides to the

Evaluation of Permanent Impairment (AMA Guides). §§ 8-42-

101(3.7), 8-42-107(8)(c); Strauch v. PSL Swedish Healthcare Sys.,

917 P.2d 366, 368 (Colo. App. 1996). An ALJ cannot determine the

degree of impairment absent supporting evidence from a Level II-

accredited physician. §§ 8-42-101(3.6)(b), 8-42-107(8)(c); see

Destination Maternity v. Burren, 2020 CO 41, ¶¶ 41, 46 (noting that

only Level II-accredited physicians may provide impairment ratings

and that an impairment rating is a question of fact for the ALJ to

resolve based on the medical evidence).

¶ 29 The ALJ concluded that Mosley-Stichter suffered a 13%

impairment to her right lower extremity stemming from the knee

injury (a scheduled impairment). Mosley-Stichter contends that she

suffered “a more serious” impairment extending to other “parts of

her body” beyond the right knee. We construe this as an argument

that she also suffered a non-scheduled impairment and that the

14
ALJ erred by failing to find the impairment and compensate her for

it.

¶ 30 We observe that some record evidence could have supported a

finding that Mosley-Stichter suffered non-scheduled, psychiatric

impairment, in the form of her diagnosed depression and/or

adjustment disorder. But even if the ALJ erred by failing to make

findings about that impairment, including whether it was scheduled

or non-scheduled, any error was harmless because the record does

not include sufficient evidence to support a benefits award for

psychiatric impairment.

¶ 31 An ALJ may only award benefits for psychiatric impairment

where, among other requirements, a Level II-accredited physician

provides an impairment rating specific to the psychiatric

impairment. Div. of Workers’ Comp. Rule 12-5(D), 7 Code Colo.

Regs. 1101-3; § 8-42-107(8)(c). Here, the record includes no

evidence of such impairment rating. Because no evidence would

have supported an award of benefits for psychiatric impairment, or,

indeed, impairment of any body part beyond Mosley-Stichter’s right

leg, Mosley-Stichter was not entitled to receive benefits for

impairment to any other body part.

15
¶ 32 To the extent Mosley-Stichter argues that the ALJ erred by

granting her only a 13% lower extremity impairment, as opposed to

a greater impairment rating, this argument likewise fails. As

discussed above, an ALJ’s determination of an impairment rating

requires record support from a Level II-accredited physician. §§ 8-

42-101(3.6)(b), 8-42-107(8)(c); see Destination Maternity, ¶ 41.

Mosley-Stichter points to no evidence supporting a higher

impairment rating, and we find none in the record before us.

D. Medical Maintenance

¶ 33 Mosley-Stichter next argues that “it is reasonably necessary”

that she “receive continuing medical maintenance treatment.”

While Mosley-Stichter does not appear to dispute the ALJ’s finding

that she has received “significant medical maintenance treatment,”

she seemingly requests additional unspecified treatment to relieve

ongoing “mental[], physical[], financial[], and emotional[]”

symptoms. In particular, Mosley-Stichter asserts that she is

entitled to relief from certain medications’ side effects. We perceive

no basis to reverse the Panel’s order.

¶ 34 A claimant seeking additional medical maintenance benefits

bears the burden of establishing, by a preponderance of evidence,

16
that such benefits are reasonably necessary to relieve the claimant

of ongoing symptoms related to the work injury and to prevent the

claimant’s condition from deteriorating. Grover v. Indus. Comm’n,

759 P.2d 705, 710-13 (Colo. 1988). Though Mosely-Stichter

contends certain hearing testimony supports her request for

additional benefits, we must presume the ALJ correctly found that

the preponderance of the evidence did not merit an award of

additional maintenance benefits because Mosley-Stichter didn’t

designate a hearing transcript as part of the record on appeal. See

§ 8-43-301(2)(b) (requiring the appellant to order a hearing

transcript in connection with an appeal); Nova, 754 P.2d at 801.

Additionally, Mosley-Stichter fails to direct us to any documentation

included in the record that would support her request for additional

maintenance benefits. See People v. Walters, 821 P.2d 887, 889

(Colo. App. 1991) (noting that it is an appellant’s obligation to “set

out the part of the record supporting his contentions of error”).

E. Change of Physician

¶ 35 Finally, Mosley-Stichter asserts that she “was never given an

opportunity to request a change of physician.” However, she

identifies no specific error in the ALJ’s or Panel’s orders on this

17
issue, and it is unclear what relief she seeks. Regardless, as the

ALJ and Panel noted, section 8-43-404(5)(a)(III), C.R.S. 2025, only

allows a claimant to request a change of physician within ninety

days after the injury occurs. It is undisputed that Mosley-Stichter

did not request a change of physician within ninety days after the

February 2021 injury. Mosley-Stichter argues that she did not have

time to request a change, as Dr. Reinsma initially placed her at MMI

on March 1, 2021. But Mosley-Stichter provides no legal authority

supporting her argument that a physician’s finding of MMI during

the first ninety days of treatment precludes a claimant from

requesting a change of physician, and we are aware of no such

authority. See Middlemist v. BDO Seidman, LLP, 958 P.2d 486, 495

(Colo. App. 1997) (noting the appellant’s obligation to identify

specific errors and legal authorities supporting reversal). Moreover,

Dr. Reinsma revoked the MMI date several days later, and Mosley-

Stichter continued her treatment under his care well past the

ninety-day mark, without requesting a change of physician. In

sum, to the extent Mosley-Stichter requests relief on this issue, we

perceive no basis to grant any.

18
III. Disposition

¶ 36 We affirm the Panel’s order.

JUDGE TOW and JUDGE MOULTRIE concur.

19