Karmel Roe v. Bank of America, N.a.;

NOT FOR PUBLICATION
UNITED STATES COURT OF APPEALS
FOR THE NINTH CIRCUIT
KARMEL ROE,
Plaintiff-Appellant,
v.
BANK OF AMERICA, N.A.; et al.,
Defendants-Appellees.
No. 15-55471
D.C. No. 5:11-cv-01991-TJH-DTB
MEMORANDUM*
Appeal from the United States District Court
for the Central District of California
Terry J. Hatter, District Judge, Presiding
Submitted February 14, 2017**
Before: GOODWIN, FARRIS, and FERNANDEZ, Circuit Judges.
Karmel Roe appeals pro se from the district court’s judgment dismissing her
action alleging federal and state law claims arising from foreclosure proceedings.
We have jurisdiction under 28 U.S.C. § 1291. We review de novo a district court’s
dismissal for failure to state a claim under Federal Rule of Civil Procedure
* This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
** The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
FILED
FEB 23 2017
MOLLY C. DWYER, CLERK
U.S. COURT OF APPEALS

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2 15-55471
12(b)(6). Thompson v. Paul, 547 F.3d 1055, 1058-59 (9th Cir. 2008). We affirm.
The district court properly dismissed Roe’s action because Roe lacks
standing to challenge any assignment of her loan into a securitized trust. See, e.g.,
Saterbak v. JPMorgan Chase Bank, N.A., 199 Cal. Rptr. 3d 790, 796 (Ct. App.
2016) (holding that an assignment of a loan into a securitized trust that was
allegedly forged or untimely was merely voidable and, therefore, the borrower
lacked standing to challenge its validity).
The district court did not abuse its discretion by denying Roe leave to amend
because amendment would have been futile. Chappel v. Lab. Corp. of Am., 232
F.3d 719, 725-26 (9th Cir. 2000) (setting forth standard of review and explaining
that denial of leave to amend is proper when amendment would be futile).
We reject as without merit Roe’s contentions that the district court violated
her right to due process, incorrectly analyzed relevant case law, and neglected to
address any of Roe’s claims.
AFFIRMED.

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