Janet N. Winter v. Stearns Lending, Inc.;

NOT FOR PUBLICATION
UNITED STATES COURT OF APPEALS
FOR THE NINTH CIRCUIT
JANET N. WINTER,
Plaintiff - Appellant,
v.
STEARNS LENDING, INC.; et al.,
Defendants - Appellees.
No. 12-15576
D.C. No. 2:11-cv-00736-KJD-PAL
MEMORANDUM*
Appeal from the United States District Court
for the District of Nevada
Kent J. Dawson, District Judge, Presiding
Submitted September 21, 2015**
Before: REINHARDT, LEAVY, and BERZON, Circuit Judges.
Janet N. Winter appeals pro se from the district court’s judgment dismissing
her diversity action alleging state law claims arising from foreclosure proceedings.
We have jurisdiction under 28 U.S.C. § 1291. We review de novo a dismissal
under Federal Rule of Civil Procedure 12(b)(6). In re Mortg. Elec. Registration
FILED
SEP 25 2015
MOLLY C. DWYER, CLERK
U.S. COURT OF APPEALS
* This disposition is not appropriate for publication and is not precedent
except as provided by 9th Cir. R. 36-3.
** The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).

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Sys., Inc., 754 F.3d 772, 780 (9th Cir. 2014). We affirm.
The district court properly dismissed Winter’s claim for wrongful
foreclosure because Winter failed to allege facts sufficient to show a lack of
default. See id. at 785 (“Nevada law requires that a trustor or mortgagor show a
lack of default in order to proceed with a wrongful foreclosure claim.”). Moreover,
Winter’s contention that Mortgage Electronic Registration Systems, Inc.’s
(“MERS”) involvement rendered the assignment of the deed of trust and note
invalid is foreclosed by Nevada law. See Edelstein v. Bank of N.Y. Mellon, 286
P.3d 249, 259-60 (Nev. 2012) (holding that MERS is capable of being a valid
beneficiary of a deed of trust, and that “while entitlement to enforce both the deed
of trust and the promissory note is required to foreclose, nothing requires those
documents to be unified from the point of inception of the loan”).
The district court properly dismissed Winter’s claim for civil conspiracy to
commit wrongful foreclosure after dismissing the underlying claim. See
Eikelberger v. Tolotti, 611 P.2d 1086, 1088 & n.1 (Nev. 1980) (civil conspiracy
claim must arise from an underlying wrongful act).
The district court properly dismissed Winter’s claim for quiet title because
Winter failed to allege facts sufficient to show good title in herself. See Breliant v.
2

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Preferred Equities Corp., 918 P.2d 314, 318 (Nev. 1996) (“In a quiet title action,
the burden of proof rests with the plaintiff to prove good title in himself.”).
The district court did not abuse its discretion in denying Winter’s request for
an evidentiary hearing because Nevada law does not require production of the
original note before the beneficiary may pursue non-judicial foreclosure. See Nev.
Rev. Stat. § 107.080 (statutory requirements for non-judicial foreclosure); Murphy
v. Schneider Nat’l, Inc., 362 F.3d 1133, 1139 (9th Cir. 2004) (standard of review).
We reject Winter’s contentions concerning judicial bias.
AFFIRMED.
12-15576 3

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