061721.U

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 06-1721
VICTOR HOWARD,
Plaintiff - Appellant,
and
GERMAINE HOWARD,
Plaintiff,
versus
THOMAS P. BRIM; LIBERTY SAVINGS BANK, FSB,
Defendants - Appellees.
Appeal from the United States District Court for the Western
District of North Carolina, at Charlotte. Richard L. Voorhees,
District Judge. (3:06-cv-00070)
Submitted: March 23, 2007 Decided: April 13, 2007
Before TRAXLER, GREGORY, and DUNCAN, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Victor Howard, Appellant Pro Se. David Christopher Osborn, HORACK
& TALLEY, Charlotte, North Carolina, for Appellees.
Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:
Victor Howard appeals the district court’s order granting
Appellees’ motion to dismiss and dismissing a complaint Victor and
his wife filed that alleged violations of the Truth in Lending Act,
Equal Credit Opportunity Act, and Fair Debt Collection Practices
Act, and unfair and deceptive trade practices. We have reviewed
the record and find no reversible error. Accordingly, we affirm
for the reasons stated by the district court. Howard v. Brim, No.
3:06-cv-00070 (W.D.N.C. June 8, 2006). We dispense with oral
argument because the facts and legal contentions are adequately
presented in the materials before the court and argument would not
aid the decisional process.
AFFIRMED

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