In re: RICHARD E. SNYDER; In re: MARION B. SNYDER

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 04-2308
In re: RICHARD E. SNYDER; In re: MARION B.
SNYDER,
Debtors.
-------------------------------------------
RICHARD E. SNYDER; MARION B. SNYDER,
Appellants,
versus
EMC MORTGAGE CORPORATION,
Appellee.
No. 04-2309
In re: RICHARD E. SNYDER; In re: MARION B.
SNYDER,
Debtors.
-------------------------------------------
RICHARD E. SNYDER; MARION B. SNYDER,
Appellants,
versus
ELLEN W. COSBY,
Appellee.

-- 1 of 3 --

- 2 -
Appeals from the United States District Court for the District of
Maryland, at Baltimore. Benson Everett Legg, Chief District Judge.
(CA-03-1840-1-BEL; CA-03-1841-1-BEL; BK-99-53312)
Submitted: February 23, 2005 Decided: March 11, 2005
Before WILKINSON, NIEMEYER, and KING, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Richard E. Snyder, Marion B. Snyder, Appellants Pro Se. R. Martin
Caskey, LAW OFFICES OF MARTIN CASKEY, Baltimore, Maryland, for
Appellee.
Unpublished opinions are not binding precedent in this circuit.
See Local Rule 36(c).

-- 2 of 3 --

- 3 -
PER CURIAM:
In these consolidated appeals, Richard E. Snyder and
Marion B. Snyder appeal the district court’s order affirming the
decisions of the bankruptcy court. We have reviewed the record and
find no reversible error. Accordingly, we affirm for the reasons
stated by the district court. See Snyder v. EMC Mortgage Corp.,
Nos. CA-03-1840-1-BEL; CA-03-1841-1-BEL (D. Md. Sept. 30, 2004).
We dispense with oral argument because the facts and legal
contentions are adequately presented in the materials before the
court and argument would not aid the decisional process.
AFFIRMED

-- 3 of 3 --