BGH XI ZR 282/16•Consumer loan withdrawal notice to multiple borrowers
BGH XI ZR 282/16Bgh / Civil Chamber 11Mar 7, 2017Dismissed
Extracted by Omnilex
The Federal Court of Justice rejected the plaintiffs' non-admission complaint in a consumer loan case. It held that the matter had no fundamental importance and that neither development of the law nor uniformity of case law required a revision. The Senate also examined the prospects of success of a revision and found none. In particular, it saw no reason to challenge the appellate court’s view that § 355(2) sentence 1 BGB, in its former version, is satisfied when co-borrowers obtain joint possession of a written withdrawal notice. The plaintiffs were ordered to bear the costs of the complaint proceedings.
§ 543 Abs. 2 Satz 1 ZPO, § 355 Abs. 2 Satz 1 BGB (old version); non-admission complaint and withdrawal notice to multiple co-borrowers. A revision is admitted only where the case has fundamental significance or where development of the law or safeguarding uniform jurisprudence requires a decision of the court of revision. In assessing these grounds, the court may also examine the prospects of success of the intended revision. For § 355 Abs. 2 Satz 1 BGB a written withdrawal notice can be sufficiently communicated when co-borrowers obtain joint possession of the notice in text form; no further individual transmission is required (consid. unspecified).
Entscheidungsdatum: 2017-03-07
Aktenzeichen: XI ZR 282/16
ECLI: ECLI:DE:BGH:2017:070317BXIZR282.16.0
Dokumenttyp: Beschluss
Normen: § 355 Abs 2 S 1 BGB vom 02.12.2004, § 495 BGB
Vorinstanz: vorgehend OLG Celle, 18. Mai 2016, Az: 3 U 47/16vorgehend LG Verden, 8. Januar 2016, Az: 4 O 132/15
Spruchkörper: 11. Zivilsenat
Verbraucherdarlehen: Widerrufsbelehrung bei mehreren Darlehensnehmern
Die Nichtzulassungsbeschwerde der Kläger gegen den Beschluss des 3. Zivilsenats des Oberlandesgerichts Celle vom 18. Mai 2016 wird zurückgewiesen, weil die Rechtssache keine grundsätzliche Bedeutung hat und die Fortbildung des Rechts sowie die Sicherung einer einheitlichen Rechtsprechung eine Entscheidung des Revisionsgerichts nicht erfordern (§ 543 Abs. 2 Satz 1 ZPO). Dabei hat der Senat die Erfolgsaussichten einer Revision geprüft und verneint (vgl. BVerfGK 6, 79, 81 ff.; 18, 105, 111 f.; 19, 467, 475). Das gilt auch, soweit das Berufungsgericht richtig davon ausgegangen ist, den Voraussetzungen des § 355 Abs. 2 Satz 1 BGB in der bis zum 10. Juni 2010 geltenden Fassung sei genügt, wenn Mitdarlehensnehmer Mitbesitz an einer in Textform erteilten Widerrufsbelehrung erlangten (OLG Frankfurt/Main, Beschluss vom 13. Januar 2016 - 23 U 42/15, juris Rn. 25 ff.; OLG Hamm, WM 2016, 116, 122 f.; Bülow, WuB 2016, 207, 210; Martis/Meinhof, MDR 2004, 4, 6; MünchKommBGB/Fritsche, 7. Aufl., § 355 Rn. 30 Fn. 48; Staudinger/Kaiser, BGB, Neubearb. 2012, § 355 Rn. 55; aA Knops/Martens, WM 2015, 2025, 2027 f.). Von einer weiteren Begründung wird gemäß § 544 Abs. 4 Satz 2 Halbsatz 2 ZPO abgesehen.
Die Kläger tragen die Kosten des Beschwerdeverfahrens (§ 97 Abs. 1 ZPO).
Der Gegenstandswert des Beschwerdeverfahrens beträgt bis 45.000 €.
| Ellenberger | Joeres | Matthias | ||
|---|---|---|---|---|
| Menges | Dauber |
Extracted by Omnilex
Whether the non-admission complaint against the OLG Celle decision had sufficient prospects for a revision to be admitted.
The complaint was rejected because the case had no fundamental significance and did not require review to develop the law or ensure uniform case law.
The Senate reviewed the prospects of success of a revision and found none; therefore the statutory grounds for admission were absent.
Whether service of a written withdrawal notice on co-borrowers satisfied § 355(2) sentence 1 BGB in its old version.
Yes, the appellate court correctly assumed the statutory requirements were met when co-borrowers obtained joint possession of a withdrawal notice in text form.
The court treated this question as settled against the plaintiffs' request for further review and saw no need to depart from the appellate court's view.
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