Key legal question
Whether the appeal against the insurer was admissible before an objection decision had been issued.
Extracted holding
The only decision in the file was the insurer's 18 November 2011 decision, which was subject to objection; judicial appeal would only be open against a later objection decision, so the appeal was premature.
Extracted reasoning
Under the LPGA, written decisions by the insurer that the insured disputes are first challengeable by objection, and judicial review under Art. 56 LPGA lies only against objection decisions or decisions for which objection is unavailable.