Key legal question
Whether the insured qualified as early invalid because childhood and youth psychiatric illness prevented acquisition of sufficient vocational knowledge under Art. 26(1) IVV.
Extracted holding
No. Her schooling, apprenticeship, and subsequent work history were normal and showed no relevant impairment before age 23; therefore the special early-invalidity income calculation did not apply.
Extracted reasoning
Early invalidity requires that the health disorder in childhood or youth prevented acquisition of adequate vocational knowledge. The records showed a standard school path, a successfully completed apprenticeship with excellent marks, and later ordinary employment in the trained profession. Psychiatric treatment alone was insufficient.