Key legal question
Whether the complaints originating in late 2012 were causally linked to a covered accident and could found a relapse claim.
Extracted holding
The evidence did not show, on the balance of probabilities, any insured accident or traumatic event in 2012 that caused the sternoclavicular problems; the relapse claim therefore failed.
Extracted reasoning
Contemporaneous medical records recorded an older rib fracture, no remembered trauma, and a congenital or atraumatic SC-joint instability. The later account of a heavy-lifting trauma emerged only much later and was not reliable enough to displace the first statements.