Key legal question
Whether accident insurance benefits for physical sequelae had to continue after 2001-04-30
Extracted holding
The insurer was entitled to end benefits because the physical complaints were no longer shown, with sufficient probability, to be causally linked to the accident after that date.
Extracted reasoning
The medical evidence mainly showed either healed accident-related contusions or conditions without adequate causal connection to the accident. The decisive expert reports were considered probative, while the contrary private opinions did not establish a sufficiently probable traumatic origin.