Key legal question
Whether the insured was entitled to a Swiss disability pension despite a foreign disability pension and allergy-related limitations.
Extracted holding
The foreign pension did not bind Swiss authorities; under Swiss law the insured retained full work capacity in adapted activity and had no pension entitlement.
Extracted reasoning
Invalidity is assessed exclusively under Swiss law. The medical record showed 100% incapacity only in the former construction job, but full capacity for adapted work avoiding allergens. No proven aggravation existed before the objection decision.