Key legal question
Whether the insured established a sufficient worsening of health requiring a judicial expert opinion
Extracted holding
No. The medical reports did not create enough doubt about the insured medical assessment to require an independent judicial expertise.
Extracted reasoning
The cantonal court gave a complete and objective assessment. Later reports did not convincingly show a deterioration affecting work capacity; cardiac findings had no functional impact and osteoporosis was not shown to have worsened materially.