Key legal question
Whether the insured was entitled to reimbursement of home nursing care under KVG and KLV from 9 February 2005 to 24 October 2005.
Extracted holding
Yes, but only within the daily care amount of 2.82 hours established by the cantonal court.
Extracted reasoning
The court upheld reliance on the later expert opinion; the prior civil-law damage assessment was not decisive for KVG benefit assessment.