Key legal question
Whether invalidity insurance must cover installation of a remote control for automatic entrance doors as an auxiliary aid
Extracted holding
The device was not a necessary and appropriate auxiliary aid because the insured could still open and pass the doors manually, albeit with inconvenience; the cantonal court overlooked the required proportionality and usefulness assessment.
Extracted reasoning
Under Art. 8 and 21 LAI and Art. 2 OMAI, the aid must be necessary and proportionate. Since the insured could access the dwelling without the device, the convenience gain was insufficient to justify coverage, especially given the cost above the low-cost threshold.