Key legal question
Whether the insured still owed CHF 1,453.50 in mandatory health-insurance premiums for January to March 2012 despite payments made by his mother.
Extracted holding
Yes. The insurer had applied the mother’s payments to her own arrears, so the premiums for the insured remained outstanding.
Extracted reasoning
The lower court’s finding that the disputed payments corresponded to both persons’ premiums did not change the fact that the insurer, by its 10 March 2012 statement, had allocated CHF 1,453.50 to the mother’s arrears. The appellant failed to show a manifestly incorrect factual finding or any federal-law violation.