Key legal question
Whether the cantonal court violated the principle of free evaluation of evidence by relying on the private expert report rather than the office expert report.
Extracted holding
Yes. The cantonal court’s evidentiary assessment was manifestly incorrect and contrary to federal law because the private expertise did not meet the required probative standards.
Extracted reasoning
The private expert lacked the complete medical file, relied heavily on the insured’s own statements, and did not independently substantiate the concrete functional limitations. The court therefore could not attribute full probative value to that report.