Key legal question
Whether the insured was entitled to a medium-degree helplessness allowance rather than only a low-degree allowance.
Extracted holding
Yes. He needed regular and important third-party help for three ordinary acts of life and also regular accompaniment for everyday necessities, so the requirements for a medium-degree allowance were met.
Extracted reasoning
The court held that accompaniment under Art. 38 RAI is a supplementary and independent form of assistance, not limited to psychic impairments. The insured needed repeated help for medical reminders, household tasks, and administrative matters, which together exceeded two hours per week and were regular.