Key legal question
Whether the invalid income deduction had to be applied in one step or in two stages
Extracted holding
The insurer's two-stage reduction of the statistical invalid income by 20% for work incapacity and then 20% for case-specific circumstances was consistent with case law.
Extracted reasoning
The Federal Court relied on earlier jurisprudence showing that statistical wages may first be reduced for functional incapacity and only then, from the intermediate result, for personal and occupational circumstances.