Key legal question
Whether the insurer could lawfully end accident insurance benefits from 2006 because the ongoing symptoms were no longer adequately caused by the accident.
Extracted holding
Yes. The court found no adequate causal link between the accident and the persistent complaints after 12 February 2006.
Extracted reasoning
The accident was at most of medium severity at the borderline of minor. The medical record showed that psychological problems dominated the clinical picture and were mainly responsible for ongoing pain and incapacity. Under the applicable case law on whiplash-type injuries without objective organic findings, the criteria for adequate causation were not met.