Key legal question
Whether the insured had an entitlement to an accident-insurance disability pension from 2002-09-28 onward.
Extracted holding
No pension entitlement existed because adequate causation between the accident and the continuing complaints was denied.
Extracted reasoning
The accident was classified as medium severity; none of the decisive adäquanz criteria was met in a particularly marked way and, even assuming two criteria were met, they were not present in a clustered manner. The court therefore did not need to decide whether the psych-accident or whiplash line applied, nor to assess the probative value of the medical report.