Key legal question
Whether the insured credibly showed a relevant change in circumstances required for a new application under disability insurance law.
Extracted holding
No. The medical reports did not credibly demonstrate a new or materially worsened invalidating health condition before the non-entry decision.
Extracted reasoning
The court held that the later reports mainly criticized the earlier assessment or described pain chronification and psychosocial/depressive factors already known from the prior expert report. Those elements did not establish a legally relevant change in health status.