Key legal question
Whether the insured is entitled to a helplessness allowance for light helplessness based on life-practical assistance.
Extracted holding
The existing evidence was insufficient to decide the claim; the matter had to be remitted for further medical and home-based assessment.
Extracted reasoning
The reports suggested limitations in daily and administrative life and possible social isolation, but they did not adequately address life-practical assistance. A psychiatric assessment was missing, the consultation was not conducted at the insured's home, and key specialized reports were not obtained.