Key legal question
Whether the insured had a continuing entitlement to accident insurance benefits after 31 August 2007.
Extracted holding
No continuing entitlement existed after 31 August 2007.
Extracted reasoning
No objectively established organic accident-related substrate remained; the remaining complaints were not adequately causally linked to the accident, and the accident was at most light or at the border of light accidents, so adequacy was excluded even under the psychiatric sequelae approach.