Key legal question
Whether the insured's residual work capacity could still be economically exploited on an balanced labor market despite being functionally one-handed.
Extracted holding
Yes. Even with severe impairment of the dominant upper limb, realistic employment opportunities still exist on the balanced labor market in simple monitoring, checking, and control tasks.
Extracted reasoning
The balanced labor market includes niche jobs and does not require proof of actual placement. The medical restrictions still left some economically usable capacity, so the lower court correctly assumed exploitable residual capacity.