Key legal question
Whether the retained bed was exempt from seizure as a competence item under Art. 92 No. 1.
Extracted holding
Yes. A household of five persons could not be left with only two beds; at least each adult family member must have a bed.
Extracted reasoning
The lower-court findings already showed that removal of the bed would leave the debtor's family dependent on only two beds. The Federal Court held that this does not satisfy the statutory competence privilege, especially for reasons of morality and hygiene. New factual allegations on appeal were treated as inadmissible nova.