COA 372425 CROOKED LAKE YACHT CLUB INC V EMMET COUNTY Opinion - Per Curiam - Unpublished 2/18/2026

If this opinion indicates that it is “FOR PUBLICATION,” it is subject to
revision until final publication in the Michigan Appeals Reports.
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S T A T E O F M I C H I G A N
C O U R T O F A P P E A L S
CROOKED LAKE YACHT CLUB INC,
Plaintiff-Appellee,
UNPUBLISHED
February 18, 2026
1:52 PM
v No. 372425
Emmet Circuit Court
EMMET COUNTY and EMMET COUNTY
ZONING BOARD OF APPEALS,
LC No. 23-108032-AA
Defendants-Appellants.
Before: SWARTZLE, P.J., and REDFORD and ACKERMAN, JJ.
PER CURIAM.
This case involves the Crooked Laked Yacht Club (CLYC) and its request for a
dimensional variance to build a patio under a tent within the waterfront setback established by
ordinance. Emmet County, through its Zoning Board of Appeals (collectively referred to as the
ZBA), denied CLYC’s request for the variance in part because CLYC had begun construction of
the patio before requesting the variance. CLYC appealed the ZBA’s decision to the trial court.
After remanding the case back to the ZBA for clearer findings, the trial court subsequently reversed
the ZBA’s decision and granted the variance.
The ZBA now appeals, arguing that the trial court did not apply the proper standard of
review and CLYC did not provide evidence to meet each standard for a dimensional variance.
Because the ZBA’s findings did not demonstrate that its decision was based on substantial
evidence or proper application of the law, the trial court did not err when it reversed the ZBA’s
decision. We therefore affirm.
I. BACKGROUND
CLYC requested a waterfront setback variance to allow a ground patio to be located within
19.5 feet of Crooked Lake, which was within the 25-foot waterfront setback required by ordinance.
In its application for the variance, CLYC stated that it had constructed a permeable patio under an
existing tent to solve persistent draining issues and to accommodate class sizes for youth sailing
classes. The application was received following enforcement action when the patio was found to
have been installed closer to the shoreline than what the County’s ordinances allowed. Prior to

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the patio, CLYC’s use of property already did not conform to the ordinances because of the
location of the clubhouse, but because the clubhouse predated the ordinance be several decades,
the original non-conforming use was legal.
The ZBA denied CLYC’s application for the variance; CLYC then appealed the denial to
the trial court. The trial court remanded the case back to the ZBA for reconsideration and to set
forth clearer reasoning for its decision. On remand, the County’s zoning administrator provided
the ZBA with an overview of the case and mentioned that discussions occurred with CLYC about
options that did not require a variance. A board member of CLYC also presented evidence at the
meeting, including that the building and lot configuration existed before the ordinance, the size
and placement of the tent had been there for many years, the patio could not be altered without
significantly reducing its functionality, a smaller tent and patio could not fully accommodate the
needs of the sailing school, and that the patio needed to be larger than the tent for water runoff.
Additionally, the meeting packet provided to ZBA members included letters from CLYC in which
it argued that the patio in a different location would cause a loss of seating and disrupt the designed
flow of foot traffic. Members of the public who supported CLYC’s variance request spoke at the
meeting and sent letters to the ZBA, which were included in the meeting packet.
After the ZBA members discussed their individual positions, the ZBA as a collective board
then made its findings and ultimately denied CLYC’s variance because it found Standards 1, 2,
and 3 for “practical difficulty” were not met.1 The trial court then reversed the ZBA’s decision,
finding that, for each Standard, the ZBA either applied the wrong legal standard or made
unreasonable findings. This appeal followed.
II. ANALYSIS
A. STANDARD OF REVIEW
“Any party aggrieved by a decision of the zoning board appeals may appeal to the circuit
court for the county in which the property is located.” MCL 125.3605; MCL 125.3606(1). Section
22.11.2(C) of the Emmet County’s Zoning Ordinances provides that “[g]round decking and patios
without railings and which are less than eighteen (18) inches above the natural grade at the deck
building line may extend into the setback area, but not nearer to the shoreline than twenty-five (25)
feet.” But a person may apply for a variance in a zoning ordinance, which is a “modification of
the literal provision of the Zoning Ordinance which would cause practical difficulty owing to
circumstances unique to the individual property.” Emmet County Zoning Ordinances, § 2.01. The
ZBA may grant a dimensional variance “so that the spirit of the zoning ordinance is observed,
public safety secured, and substantial justice done,” MCL 125.3604(7), “but only in cases where
the applicant demonstrates in the official record of the public hearing that practical difficulty
exists,” Emmet County Zoning Ordinances, § 25.04.3. There are five standards in the ordinance
1 On appeal, the ZBA references the comments of individual board members as if these comments
were the board’s official findings and conclusions. These comments were not incorporated in the
ZBA’s official findings and conclusions. It is the ZBA’s actual findings and conclusions made as
a collective body that this Court reviews. See JS Beck Rd LLC v Charter Twp of Northville, ___
Mich App ___, ___; ___ NW3d ___ (2024) (Docket No. 367958); slip op at 7.

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that must be met to show that “practical difficulty” exists; all parties agree that only Standards 1-
3 are at issue here.
On appeal, the ZBA argues that the trial court applied the wrong standard of review when
it overturned the ZBA’s decision and that CLYC did not demonstrate that a practical difficulty
existed according to the standards provided by ordinance. When reviewing the trial court’s
decision in an appeal from a zoning board, the trial court and ZBA’s factual findings are given
“great deference.” Risko v Grand Haven Charter Twp Zoning Bd of Appeals, 284 Mich App 453,
458; 773 NW2d 730 (2009). The Court reviews de novo the trial court’s decision in an appeal
from a zoning board, as well as the underlying interpretation and application of an ordinance. City
of Detroit v City of Detroit Bd of Zoning Appeals, 326 Mich App 248; 254 926 NW2d 311 (2018).
Our Supreme Court has provided that “[w]hen reviewing a decision of a zoning board of
appeals, a circuit court’s review is limited to whether the decision is authorized by law and
supported by competent, material, and substantial evidence on the whole record.” Pegasus Wind,
LLC v Tuscola Co, 513 Mich 35, 44; 15 NW3d 108 (2024), quoting Dowerk v Charter Twp of
Oxford, 233 Mich App 62; 592 NW2d 724 (1998) (cleaned up). MCL 125.3606(1) further expands
on whether a decision is authorized by law:
The circuit court shall review the record and decision to ensure that the decision
meets all of the following requirements:
(a) Complies with the constitution and laws of the state.
(b) Is based upon proper procedure.
(c) Is supported by competent, material, and substantial evidence on the record.
(d) Represents the reasonable exercise of discretion granted by law to the zoning
board of appeals.
For the trial court’s determinations regarding the ZBA’s factual findings, the Court reviews
for clear error and assesses whether the trial court “applied correct legal principles and whether it
misapprehended or grossly misapplied the substantial evidence test.” Pegasus Wind, 513 Mich
at 45 (cleaned up). Clear error occurred if the Court, reviewing the whole record, “is left with the
definite and firm conviction that a mistake has been made.” Hughes v Almena Twp, 284 Mich
App 50, 60; 771 NW2d 453 (2009). “Substantial evidence is evidence that a reasonable person
would accept as sufficient to support a conclusion,” requiring more than a scintilla of evidence but
may be substantially less than a preponderance. Pegasus Wind, 513 Mich at 44-45. If there is
substantial evidence to support the ZBA’s decision, then the trial court may not substitute its own
discretion and “set aside findings [of fact] merely because alternative findings also could have
been supported by substantial evidence on the record.” Hughes, 284 Mich App at 72.
When reviewing an administrative decision like the one here, the findings of fact must be
“sufficiently detailed so that we can separate the facts it found from the law it applied, and that
conclusory findings are inadequate because we need to know the path it has taken through the
conflicting evidence, the testimony it has adopted, the standards followed and the reasoning used
to reach its conclusion.” Woody v Cello-Foil Prod, 450 Mich 588, 594; 546 NW2d 226 (1996),
quoting Kostamo v Marquette Iron Min Co, 405 Mich 105, 136; 274 NW2d 411 (1979). Further,

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“the findings of fact must include as much of the subsidiary facts as is necessary to disclose the
steps by which the [factfinder] reached its ultimate conclusion on each factual issue. The findings
should be made at a level of specificity which will disclose to the reviewing [body] the choices
made as between competing factual premises at the critical point that controls the ultimate
conclusion of fact.” Woody, 450 Mich at 595.
B. STANDARD 1—NOT SELF-CREATED
The County’s ordinance provides the following Standard 1 that an applicant must meet to
show that the proposed practical difficulty was not self-created:
That the practical difficulty was not created by an action of the applicant or property
owner (self-created); and either existed at the time of adoption of the requirement
from which the zoning variance is requested, or is necessary as the result of
governmental action such as a road widening. [Emmet County Zoning Ordinances,
§ 25.04.3(A)(1).]
The ZBA made the following findings on Standard 1:
The evidence in this case clearly shows that the practical difficulty is self-created.
The completed footprint of the patio clearly encroaches into the required waterfront
setback. Furthermore, as the appellant has submitted detailed explanation in verbal
and written form to their reasoning why zoning regulations were not followed prior
to construction does not absolve the appellant from their responsibility. The
creation aspect of the practical difficulty is clearly supported by the actions and/or
inactions of the appellant. The arguments that invoke the temporary tent structure
are invalid and cannot support the footprint of the subject patio. A temporary tent
structure has no setback requirements under the Emmet County Zoning Ordinance
and theoretically could be placed anywhere on the subject property subject to
building department approval therefore Standard 1 is not met.
The trial court did not err when finding “that the ZBA applied the wrong law in their
analysis” for the self-creation standard. A ZBA “must deny a variance on the basis of the self-
created hardship rule when a landowner . . . partitions, subdivides, or somehow physically alters
the land after the enactment of the applicable zoning ordinance, so as to render it unfit for the uses
for which it is zoned.” City of Detroit Bd of Zoning Appeals, 326 Mich App at 261 (emphasis
added). If the problem was caused by the landowner’s own doing, not as a result of the zoning
ordinance, then the practical difficulty was self-created.
Here, the ZBA found that the practical difficulty was self-created because CLYC had
constructed the patio before seeking the variance. For this standard, it is critical to focus on what
the property owner actually claims in terms of a “practical difficulty.” Put another way, the
“practical difficulty” to be analyzed under Standard 1 depends critically on context—i.e., what is
the claimed “practical difficulty” advanced by the property owner? In some cases, the claimed
practical difficulty might be based on the cost of tearing down and cleaning up an already
constructed structure. In other cases, the claimed practical difficulty might be based on unique
attributes of the land, including the placement of a building that preexisted the zoning ordinance
and therefore was grandfathered in as a preexisting nonconforming use. And in some cases—like
the present one—the property owner’s claim of practical difficulty might be based on both.

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To the extent that CLYC argues that the cost of tearing down and cleaning up the patio
would be cost prohibitive, that “practical difficulty” was created by the yacht club. It is undisputed
that CLYC constructed the patio without first obtaining a variance, and therefore it should have
anticipated the risk that it would not receive one and the associated tear-down/clean-up costs.
Here, based on the findings stated by the ZBA in its minutes, the ZBA seemed to find
practical difficulty was self-created solely because CLYC applied for the variance after the patio
was constructed. For this standard, the ZBA made the following factual findings: the footprint of
the patio encroached the setback, appellant submitted an explanation for why regulations were not
followed prior to construction, and the “inactions of the appellant.” These findings all implicate
CLYC applying for the variance after the construction. Thus, to the extent that the ZBA found
that CLYC failed on Standard 1 with regard to any tear-down costs, this conclusion accords with
the law and evidence presented.
But the ZBA did err by largely ignoring CLYC’s other major claim of practical difficulty.
Specifically, CLYC also argued that its clubhouse footprint predated the applicable ordinances,
the clubhouse was properly considered a preexisting nonconforming use of the real property, and
the clubhouse’s proximity to the lake meant that any acceptably sized patio next to that clubhouse
would be nonconforming and require a variance. In other words, CLYC argued that it was the
proximity of the clubhouse to the lake—a fact that preexisted the adoption of the applicable
ordinances—that required the patio to be constructed where and how it was.
Viewed in the context of where the clubhouse was located and the unique circumstances
of the land where the patio was to be located—all of which predated the 25-feet zoning
requirement—CLYC introduced substantial evidence in the record that this practical difficulty was
not self-created. The building location and lot size were set before the ordinances were enacted.
Based on these pre-existing conditions, if CLYC built a patio in the same size and location as
requested, it necessarily would encroach on the waterfront setback. And CLYC introduced
evidence that the patio had to be of that size and at that location. (Whether the evidence was, in
fact, sufficient to show such necessity was subject to Standard 2.) Thus, in this respect, the ZBA
decision for Standard 1 was based on neither sound application of the law nor competent, material,
and substantial evidence. As a result, the trial court did not err when it found that, if the ZBA had
reviewed the request as if the patio had not been built, the standard would have been met because
of the grandfathered building, location, lot size, and configuration.
C. STANDARD 2—UNREASONABLY PREVENT USE
OR UNNECESSARILY BURDENSOME
For Standard 2, the property owner must show that “strict compliance with the regulations
governing area, setback, frontage, height, bulk density or other dimensional requirements” will
either “unreasonably prevent the property owner from using the property for a permitted purpose”
or “render conformity with those regulations unnecessarily burdensome.” Emmet County Zoning
Ordinances, § 25.04.3(A)(2). The ZBA found the following when examining Standard 2:
That strict compliance to the ordinance will not unreasonably prevent owner from
using the property for the permitted purpose. The growth of the club or an increase
in the size of events or participants is not a given justification for the granting of a
dimensional variance. Surface preferences can be subject to ordinance standards.

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In this case, while the constructed patio is a change in surface detail, it nonetheless
is a structural entity that comes under the auspices of the Zoning Ordinance. As
stated by the appellant, this area has been used for a number of years and the
absence of a patio did not preclude the owner from using the property or produce a
burden great enough to prevent the use of the property. Regardless of the functional
or aesthetic value an improvement may have the dimensional aspect referred to in
the Ordinance does have merit and value therefore standard 2 is not met.
The record indicates that the ZBA failed to consider the second prong of Standard 2. The
ZBA’s findings focused on the first prong without any consideration of whether compliance would
be an unnecessary burden. The only mention by the ZBA of the term “burden” is in the context
of a burden so great as “to prevent the use of the property.” But Standard 2 can be satisfied by
showing either prong: (a) unreasonably prevent use, or (b) unnecessarily burdensome. Therefore,
the ZBA’s findings on this standard did not represent a “reasonable exercise of discretion.” MCL
125.3606(1)(d).
And as the trial court found, CLYC introduced substantial evidence that it would be
unnecessarily burdensome to comply with the ordinance. Specifically, CLYC introduced evidence
that a patio of a different size or in a different location that complied with the ordinance would be
unnecessarily burdensome based on foot traffic, water runoff, and the needs of the sailing classes,
regardless of the current tent location and costs associated with moving it. Therefore, the trial
court did not err when finding Standard 2 was met.
D. STANDARD 3—SUBSTANTIAL JUSTICE
Standard 3 requires “the requested zoning variance is the minimum variance necessary to
do substantial justice to the applicant as well as to other property owners in the district.” Emmet
County Zoning Ordinances, § 25.04.3(A)(3). For Standard 3, the ZBA found the following:
The fact that there are alternative dimensional scenarios for the construction of a
patio within the setback requirements is evident. A minimal variance tied to the
footprint of the tent cannot be argued since the tent structure does not fall under the
same setback regulations. In addition, the Emmet County Zoning Administrator
had given a few scenarios to the appellant following the first hearing in January
2023 that would allow them to modify the constructed patio to comply with the
required ordinance standards, therefore Standard 3 is not met.
The ZBA found that Standard 3 was not met because there were alternative scenarios within the
setback that would have complied with the ordinances. It is not clear from the record what
precisely these alternatives were. Regardless, it appears that the alternative scenarios did not meet
CLYC’s needs, which were supported in the record.
Substantial justice is not defined in the ordinance. MCL 125.3604(7) allows the ZBA to
grant a variance “so that the spirit of the zoning ordinance is observed, public safety secured, and
substantial justice done.” The purpose of the waterfront setback provisions is “to protect surface
water resources and flood plains from adverse construction or alteration,” including the following:
A. Avoid excessive structural encroachment of the natural waters and waterways,
except uses traditionally depending upon direct water access.

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B. Promote high water quality through encouragement of an undisturbed natural
area to trap nutrients and sediment from entering natural waters, and prevent
erosion. It is suggested that a minimum shoreline greenbelt of 35 feet be
maintained.
C. Protect the natural environment of streams and lakes for wildlife habitat purposes
and to preserve, to the extent practical, the natural image of landscapes. [Emmet
County Zoning Ordinances, § 22.11.1].
The ZBA did not make any findings that the variance would not further the purpose of the
waterfront setback. Further, community members showed their strong support for the requested
variance, and the ZBA’s final findings do not demonstrate that the ZBA considered whether the
variance would have been necessary to do substantial justice to surrounding property owners,
which is an aspect of Standard 3: “That the requested zoning variance is the minimum variance
necessary to do substantial justice to the applicant as well as to other property owners in the
district.” Emmet County Zoning Ordinances, § 25.04.3(A)(3) (emphasis added).
Therefore, the trial court correctly concluded that the ZBA’s decision on Standard 3 was
not a reasonable exercise of discretion. Further, the trial court, when reviewing the record
evidence, appropriately considered that the patio allowed for improved drainage, which was
consistent with the intent of the ordinance. Unlike the ZBA, the trial court properly analyzed the
criteria when it found that Standard 3 was met.
Affirmed.
/s/ Brock A. Swartzle
/s/ James Robert Redford
/s/ Matthew S. Ackerman

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