Mildred Cassandra Brooks

IN THE UNITED STATES BANKRUPTCY COURT
FOR THE DISTRICT OF MARYLAND
at Greenbelt
In Re: 	Case No. 06-15855PM
Chapter 13
Mildred C. Brooks,
Debtor.
Mildred C. Brooks,
Movant,
v.
Navy Federal Credit Union,
Respondent.
MEMORANDUM TO COUNSEL
Upon review of the unopposed Motion to Determine Secured Status of Claim and Modify
Rate of Interest, the court requests that counsel file a memorandum with 15 days of the entry of this
Memorandum to Counsel setting forth the applicability to this case of 11 U.S.C. § 1325(a) that, in
part, provides:
For purposes of paragraph (5), section 506 shall not apply to a claim described in
that paragraph if the creditor has a purchase money security interest securing the
debt that is the subject of the claim, the debt was incurred within the 910-day
preceding the date of the filing of the petition, and the collateral for that debt consists
of a motor vehicle (as defined in section 30102 of title 49) acquired for the personal
use of the debtor, or if collateral for that debt consists of any other thing of value, if
the debt was incurred during the 1-year period preceding that filing.
cc: 	Mildred Cassandra Brooks
27122 Laurel Court
Mechanicsville, MD 20659
Date signed January 05, 2007
Entered: January 05, 2007 Case 06-15855 Doc 37 Filed 01/05/07 Page 1 of 2

Edward C. Christman, Jr.
Christman & Fascetta, LLC
810 Gleneagles Court
Suite 301
Towson, MD 21286
Timothy P. Branigan
P.O. Box 1902
Laurel, MD 20725-1902
Navy Federal Credit Union
Nevenka Toro
PO Box 3000
Merrifield, VA 22119
Navy Federal Credit Union
PO Box 3000
Merrifield, VA 22119
END OF MEMORANDUM
Case 06-15855 Doc 37 Filed 01/05/07 Page 2 of 2