Susan Matlock v. ATOMIC PAWN, INC. and ATOMIC PAWN, L.L.C.

*The Honorable Edmund A. Sargus, Jr., United States District Judge for the Southern District of Ohio, sitting
by designation.
NOT RECOMMENDED FOR PUBLICATION
File Name: 06a0553n.06
Filed: August 2, 2006
No. 05-6708
UNITED STATES COURT OF APPEALS
FOR THE SIXTH CIRCUIT
SUSAN MATLOCK,
Plaintiff-Appellant,
v.
ATOMIC PAWN, INC. and ATOMIC
PAWN, L.L.C.,
Defendants-Appellees.
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ON APPEAL FROM THE UNITED
STATES DISTRICT COURT FOR THE
EASTERN DISTRICT OF TENNESSEE
OPINION
Before: MARTIN and GILMAN, Circuit Judges; and SARGUS, District Judge.*
RONALD LEE GILMAN, Circuit Judge. Susan Matlock sued Atomic Pawn, L.L.C. and
Atomic Pawn, Inc. (collectively Atomic Pawn), alleging that the title-pledge agreements the parties
entered into violated the Truth in Lending Act (TILA) (15 U.S.C. § 1601 et seq.), and various state
laws. Both parties moved for summary judgment. The district court granted Atomic Pawn’s motion,
dismissing Matlock’s TILA claim with prejudice and declining to maintain supplemental jurisdiction
over the state-law claims. Matlock appealed.
After carefully considering the record on appeal, the briefs of the parties, and the applicable
law, and having had the benefit of oral argument, we agree with the district court’s grant of summary
judgment to Atomic Pawn. Because the reasoning that supports the judgment for Atomic Pawn has

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been clearly articulated by the district court in a thorough and comprehensive opinion, the issuance
of a detailed written opinion by us would be unduly duplicative. The judgment rendered by the
Honorable Thomas A. Varlan, District Judge of the United States District Court for the Eastern
District of Tennessee, is accordingly affirmed on the basis of the reasoning detailed in his Opinion
dated October 5, 2005.

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