Douglas E. McPhail v. American General Financial Services, Incorporated

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 11-1221
DOUGLAS E. MCPHAIL,
Plaintiff – Appellant,
v.
AMERICAN GENERAL FINANCIAL SERVICES, INCORPORATED,
Defendant – Appellee,
and
A GOODNIGHT SLEEPSTORE,
Defendant.
Appeal from the United States District Court for the Eastern
District of North Carolina, at Raleigh. Malcolm J. Howard,
Senior District Judge. (5:09-cv-00451-H)
Submitted: July 26, 2011 Decided: July 29, 2011
Before WILKINSON, KING, and DIAZ, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Douglas E. McPhail, Appellant Pro Se. Megan E. Miller, HUNTON &
WILLIAMS, LLP, Charlotte, North Carolina; Canon Pence, HUNTON &
WILLIAMS, Raleigh, North Carolina, for Appellee.
Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:
Douglas E. McPhail appeals the district court’s order
dismissing his complaint under Fed. R. Civ. P. 12(b)(6) for
failure to state a claim. We have reviewed the record and find
no reversible error. Accordingly, we affirm for the reasons
stated by the district court. McPhail v. American Gen. Fin.
Serv., Inc., No. 5:09-cv-00451-H (E.D.N.C. Feb. 8, 2011). We
dispense with oral argument because the facts and legal
contentions are adequately presented in the materials before the
court and argument would not aid the decisional process.
AFFIRMED

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