Winfried P. Ruggia; Eun Hui Ruggia v. Washington Mutual, a division of JP Morgan Chase Bank, N.A.

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 10-1661
WINFRIED P. RUGGIA; EUN HUI RUGGIA,
Plaintiffs – Appellants,
v.
WASHINGTON MUTUAL, a division of JP Morgan Chase Bank, N.A.;
JPMC SPECIALTY MORTGAGE, LLC; MORTGAGE ELECTRONIC
REGISTRATION SYSTEM, INCORPORATED; EQUITY TRUSTEES, LLC,
Defendants – Appellees,
and
ACCREDITED HOME LENDERS, INCORPORATED; JOE DOE; JOHN & JANE
DOE, Certificate Holders I-M; JACK & JILL DOE, Certificate
Holders I-M; QUI & CHI DOE.
Appeal from the United States District Court for the Eastern
District of Virginia, at Alexandria. Liam O’Grady, District
Judge. (1:09-cv-01067-LO-TRJ)
Submitted: August 3, 2011 Decided: August 11, 2011
Before WILKINSON, KEENAN, and DIAZ, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Christopher Edwin Brown, BROWN, BROWN & BROWN, PC, Alexandria,
Virginia, for Appellants. John C. Lynch, TROUTMAN SANDERS, LLP,
Virginia Beach, Virginia; Jonathan S. Hubbard, TROUTMAN SANDERS,

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LLP, Richmond, Virginia, for Appellees.
Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:
Winfried and Eun Hui Ruggia appeal the district
court’s order granting Defendants’ Fed. R. Civ. P. 12(b)(6)
motion to dismiss their state law claims for declaratory
judgment, quiet title, and fraud, as well as their claim under
the Fair Debt Collection Practices Act, 15 U.S.C.A. §§ 1692-
1692p (West 2009 & Supp. 2011). We have reviewed the record and
find no reversible error. Accordingly, we affirm the district
court’s order. See Ruggia v. Washington Mutual, No. 1:09-cv-
01067-LO-TRJ (E.D. Va. May 13, 2010); see also Horvath v. Bank
of N.Y., N.A., 641 F.3d 617 (4th Cir. 2011). We dispense with
oral argument because the facts and legal contentions are
adequately presented in the materials before the court and
argument would not aid the decisional process.
AFFIRMED

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