051311.U

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 05-1311
SELENA J. MCDAY,
Plaintiff - Appellee,
versus
PENNSYLVANIA HIGHER EDUCATION ASSISTANCE
AGENCY; HEMAR, Insurance Corporation of
America,
Defendants - Appellants,
and
SALLIE MAE SERVICING CORPORATION; MELLON BANK,
Defendants.
Appeal from the United States District Court for the District of
Maryland, at Greenbelt. Alexander Williams, Jr., District Judge.
(CA-04-2630-AW; BK-01-25283)
Submitted: June 28, 2006 Decided: July 20, 2006
Before MOTZ, KING, and GREGORY, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Thomas J. Sippel, GILL & SIPPEL, Rockville, Maryland, for
Appellants. Blake M. Fetrow, LEGAL AID BUREAU, INC., Riverdale,
Maryland, for Appellee.

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Unpublished opinions are not binding precedent in this circuit.
See Local Rule 36(c).

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PER CURIAM:
Pennsylvania Higher Education Assistance Agency and HEMAR
Insurance Corporation of America appeal the district court’s order
affirming the bankruptcy court’s order declaring partially
dischargeable the student loan debt of Selena McDay. We have
reviewed the record and find no reversible error. Accordingly, we
affirm for the reasons stated by the district court. See McDay v.
Pennsylvania Higher Educ. Agency, Nos. CA-04-2630-AW; BK-01-25283
(D. Md. Feb. 9, 2005). We have previously granted the Appellee’s
motion to submit this case on the briefs and therefore dispense
with oral argument because the facts and legal contentions are
adequately presented in the materials before the court and argument
would not aid the decisional process.
AFFIRMED

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