Questão jurídica principal
Whether the health insurer's claim for arrears of premiums was time-barred after three years.
Decisão extraída
The insurer's claim became extinguished three years after the end of the calendar year in which it demanded payment from the insured.
Fundamentação extraída
The limitation rules of the AVS apply by analogy in the health insurance area; the right to recover outstanding premiums is therefore subject to a three-year period.