Questão jurídica principal
Whether the accident had adequate causal connection to the insured's psychic health damage
Decisão extraída
The causal link was denied because the accident was classified as light or banal, for which adequate causation to psychic symptoms is excluded.
Fundamentação extraída
The appellate court fully endorsed the cantonal reasoning and held that no further factual or legal inquiry was needed under the case law on banal accidents.