Questão jurídica principal
Whether S.________ was insured with SUPRA or CSS for the disputed period.
Decisão extraída
No effective insurer change occurred under Art. 7(5) LAMal; S.________ remained insured with SUPRA.
Fundamentação extraída
A collective arrangement could not override the statutory transfer rule; without direct notice from the new insurer to the old insurer, the prior insurance relationship did not end.