Questão jurídica principal
Whether the cantonal judgment violated the right to be heard by insufficiently reasoning the adequacy analysis
Decisão extraída
No violation: the court briefly but sufficiently endorsed the insurer's assessment, allowing the insured to understand and challenge the decision.
Fundamentação extraída
A judge must state at least briefly the reasons. The cantonal court's reference to the insurer's assessment met the minimum constitutional duty, even if concise.