Questão jurídica principal
Whether SWICA could terminate accident insurance benefits on the ground that the 2007 accident no longer caused the insured's shoulder complaints after 2008-03-29.
Decisão extraída
The causal link had not ceased with sufficient probability; neither status quo ante nor status quo sine had been reached.
Fundamentação extraída
The medical opinions were conflicting, and even SWICA's expert did not establish that the accident's causal significance had disappeared by the termination date. Prior shoulder pathology did not exclude continued accident causation.