Questão jurídica principal
Whether the accident insurer could terminate benefits as of 1 January 2009 for lack of adequate causal connection to the insured's psychological disorders.
Decisão extraída
The insurer was entitled to end benefits because the criteria for adequate causation between a medium-gravity accident and the psychological impairment were not met.
Fundamentação extraída
The Federal Court upheld the lower court's application of the jurisprudential criteria for psychological sequelae of a medium-gravity accident. None of the required objective criteria was fulfilled, and the accident was not dramatic: the insured drove at low speed and no other person or vehicle was involved.