Questão jurídica principal
Whether the insured person was entitled to an accident-insurance disability pension from 1 November 2010.
Decisão extraída
No. The pension claim was correctly denied because the invalidity rate was only 1%.
Fundamentação extraída
The insured's self-employed real-estate activity showed stable, qualified work with fluctuating but ongoing income; the appropriate LSE benchmark was level 1+2 for real-estate services, leading to invalid income close to the valid income and no pension entitlement.