Questão jurídica principal
Whether the insured's health problems were causally linked to a tick bite and thus entitle her to accident insurance benefits.
Decisão extraída
The medical record did not establish that she suffered from consequences of a tick bite; the insurer had no duty to pay benefits.
Fundamentação extraída
The Court upheld the lower court's assessment of the medical evidence. Even the insured's own expert excluded neuroborreliosis and did not diagnose Post-Lyme syndrome. Further medical investigations were refused under anticipatory evaluation because no new findings were expected.