Questão jurídica principal
Whether the insured's phobic disorder caused by heat sources is adequately causally linked to the accident
Decisão extraída
Yes. The burn accident was an especially suitable cause for the specific phobia to heat sources, so the adequate causal connection is established.
Fundamentação extraída
For a medium-severity accident, adequate causation exists if three criteria are met or one is met in particularly marked degree. The specific phobia was directly trauma-related and the nature of the injury and residual scarring made such a phobic reaction especially likely.