Questão jurídica principal
Whether the insurer could terminate accident insurance benefits for the right-knee complaints as of 1 July 2004 because the natural causal link to the accident had ceased.
Decisão extraída
The medical file was inconsistent and insufficiently clear to decide the causal question definitively; further expert evidence was required.
Fundamentação extraída
The treating surgeon’s reports cast doubt on the private expert’s conclusions, while the insurer’s file opinions and the expert report did not resolve the origin of the cartilage injury and later symptoms with sufficient certainty. The court could not settle the disputed medical assessment by free evaluation alone.