Questão jurídica principal
Whether the knee meniscus tear from 16 April 2004 constituted an accident-like bodily injury triggering insurer liability
Decisão extraída
The injury was not caused by a qualifying external factor; an ordinary twisting motion during an everyday activity is insufficient, so no accident-like bodily injury existed.
Fundamentação extraída
The decisive movement was a normal life activity without increased danger or special strain. Because no distinguishable external event with heightened risk was present, Art. 9(2) UVV was not met.