Dwayne Andrews

IN THE UNITED STATES BANKRUPTCY COURT
FOR THE DISTRICT OF MARYLAND
(Baltimore Division)
In re: 	*
*
DWAYNE ANDREWS 	* 	Case No. 07-19878NVA
* 	Chapter 7
Debtor 	*
*
*
*
*
* 	* 	* 	* 	* 	* 	* 	* 	* 	* 	* 	* 	* 	*
MEMORANDUM TO DEBTOR AND DEBTOR’S COUNSEL REGARDING
REAFFIRMATION AGREEMENT
A presumption of undue hardship arises in the above captioned reaffirmation agreement
pursuant to 11 U.S.C.§ 524(m)(1) and the Debtor has failed to sufficiently rebut in writing that
presumption because Part D of the Reaffirmation Agreement does not coincide with Schedules I and
J. The Debtor shall file an amended reaffirmation agreement setting forth specific facts that suffice
to meet the requirements of 11 U.S.C. §524(m)(1). 	If the Debtor fails to file an amended
reaffirmation agreement within 14 days, then a hearing on the instant reaffirmation agreement will
be needed.
cc: Dwayne Andrews, Debtor
Signed: April 21, 2008
SO ORDERED
Entered: April 22, 2008 Case 07-19878 Doc 30 Filed 04/22/08 Page 1 of 2

Maximillian F. Van Orden, Counsel for Debtor
Richard M. Kremen, Trustee
END OF ORDER
Case 07-19878 Doc 30 Filed 04/22/08 Page 2 of 2