Questione giuridica chiave
Whether the insurer was entitled to stop accident benefits on the ground that the status quo sine had been reached after the 2016 knee injury.
Decisione estratta
The knee complaints were no longer shown, on the balance of probabilities, to be causally attributable to the 2016 accident; the insurer could lawfully end benefits as of 2017-01-01.
Motivazione estratta
The court found the insurer-relevant medical opinions persuasive: the MRI showed no fresh structural lesion, only pre-existing degenerative or previously known changes and at most a temporary aggravation. The contrary treating-physician view was not sufficiently reasoned and could not create even slight doubt requiring an external expert.