Questione giuridica chiave
Whether the 2010 accident was in a natural causal relationship with the later shoulder complaints.
Decisione estratta
The causal link was not shown with the required degree of probability; the insurer lawfully denied benefits for the shoulder complaints.
Motivazione estratta
The complaints were reported only years after the accident, the original accident report contained no shoulder injury, the treating chiropractor did not address causation, and the medical file contained no new facts undermining the credible internal medical assessment.